What is a Cash Advance?

Cash advances are a perfect way for small to medium size businesses to obtain working capital. It allows the purchase of future credit card receivables and is not considered a loan. The amount of cash advance available to a business depends on the strength and consistency of their credit card sales. A merchant cash advance is also when a business agrees to sell a fixed amount of its future credit and debit sales at a discount. Once this is approved, the business will receive a lump sum of cash to use for any business purpose.


  • Poor or damaged credit card history does not result in an automatic disqualifier
  • Money can be put in-hand within three business
  • “Cash flow friendly” to businesses. AMI gets paid when the business gets paid
  • Fixed rates
  • No checks to write or late fees to worry about